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Название: Cash flow management at the insurance company aimed at provision of financial stability
Авторы: Knyazeva, E.
Yuzvovich, L.
Smorodina, E.
Fomenko, V.
Katochikov, V.
Дата публикации: 2016
Издатель: Science Publications
Библиографическое описание: Cash flow management at the insurance company aimed at provision of financial stability / E. Knyazeva, L. Yuzvovich, E. Smorodina et al. // American Journal of Applied Sciences. — 2016. — Vol. 13. — Iss. 6. — P. 794-803.
Аннотация: The insurance market of the Russian Federation is currently demonstrating the trend of slower growth rate of insurance premiums and problems, rising in certain sectors. The loss ratio of insurance operations is increasing along with reducing profitability of internal funds and assets, operational costs are growing. All these factors affect the financial stability of insurance companies and reduce the profitability of insurance business. There is no doubt that maintaining financial stability of insurance companies in the Russian insurance market under current conditions is an extremely important issue since this sector maintains stability of economic subjects in the most difficult economic situation, ensures the continuity of social reproduction and acts as the main provider of long-term investments to the country’s financial market. To keep their position on the market, the insurance companies should pay special attention to maintaining stable positive cash flow and reducing the cash outflow. The approach to cash flow management in the insurance company proposed in the article accounts for existing challenges and opportunities can maintain the financial equilibrium of the company and can improve the efficiency of performance as well as reduce the need for debt capital and the insolvency risk of the insurer. The purpose of work is to identify the problems of financial stability and cash flow management in the insurance company and to develop practical recommendations aimed at addressing these problems based on generalization of the theoretical aspects and analysis of financial indicators. The scientific novelty of the research is in developing theoretical and methodological provisions and elaborating practical recommendations in the field of the insurance company’s cash management in order to ensure financial stability. © 2016 Elena Knyazeva, Larisa Yuzvovich, Elena Smorodina, Valeria Fomenko and Vadim Katochikov.
Ключевые слова: CASH FLOW
FINANCIAL STABILITY
INSURANCE COMPANIES
URI: http://elar.urfu.ru/handle/10995/75063
Условия доступа: info:eu-repo/semantics/openAccess
Идентификатор SCOPUS: 84976629567
Идентификатор PURE: 1027021
ISSN: 1546-9239
DOI: 10.3844/ajassp.2016.794.803
Располагается в коллекциях:Научные публикации ученых УрФУ, проиндексированные в SCOPUS и WoS CC

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